In some cases, you need to move away from your city for treatment, and the health insurance companies also help you in this scenario. The New York Small Business Health Insurance Plans covers the medical and travel expenses but only up to a certain limit or cap defined in your insurance plan.
You can also go through the health insurance policy in detail to know about the limit or make a call to the insurance company to get the details.
- With the Bajaj Allianz health insurance cover, you get some solid coverage of more than 3 months pre and post-hospitalization from the company. The company offers you reimbursement for the daily expenses and the charges for medical attendants in the Bajaj Allianz health insurance cover.
- Another important thing for you to note while buying the Bajaj Allianz health insurance cover is the different sub-limits in your health insurance plan. You must have an attentive check on the various categories such as room rent, any particular disease. Bajaj Allianz health insurance offers you no limited cover on the room expenses to ensure that you can get admitted in any quality of rooms without taking the burden of expenses you pay in the room rent.
- Last but probably, the most important thing that you need to be careful about is whether the Bajaj Allianz health insurance offers you cashless hospitalization or not. In most cases, you will get a cover utilizing cashless hospitalization to ensure that no amount is needed to be paid by you.
In addition to this, you also need to be careful about the number of hospitals you can go to under the New York Small Business Health Insurance Plans cover to make sure that you get to the right hospital and do not have to bear any expense.